Bank suggestions?

[darxus]

I am tired of Wainwright bank's many and varied incompetencies. I believe there must be better.

I want four simple things:

1. Good online bill payment.
2. Checking with a debit card.
3. A decent real credit card through them.
4. Accessibility in the Cambridge / Somerville / Arlington area.

I would appreciate recommendations.
I don't have a real credit card and I want one. I'm open to non-bank suggestions.

Comments

[volta]

You do not really want a credit card through the bank your checking is with. The things that make a good credit bank are pretty much completely opposed to the things that make a good regular bank.

I do not have good suggestions for either, though, as I am pretty dissatisfied with my banks lately.