Bank suggestions?

[darxus]

I am tired of Wainwright bank's many and varied incompetencies. I believe there must be better.

I want four simple things:

1. Good online bill payment.
2. Checking with a debit card.
3. A decent real credit card through them.
4. Accessibility in the Cambridge / Somerville / Arlington area.

I would appreciate recommendations.
I don't have a real credit card and I want one. I'm open to non-bank suggestions.

Comments

[agnosticoracle.livejournal.com]

I've used Sovereign Bank for years.

1. I've been doing online bill pay for several months with no complaints.
2. The ATM card has VISA logo so I assume it is usable as a debit card, though I have never done so.
3. I think they have sent me credit card offers in the past. But I've never taken them up on it so you might want to double check check on that.
4. Sovereign branches are everywhere in the greater Boston area.