Check your credit. Every four months.

[darxus]

AnnualCreditReport.com

This is the website through which the three agencies which are obligated to provide you with one free credit report per year do so.

I recommend staggering them so you are getting a free credit report once every four months. I also recommend spending the about $8 to get your FICA score, which is the part lending agencies care about.

To find this in the future: If you google search for "free credit report", the first hit is this website. The second hit is an ftc.gov page telling you to go to this website.

Comments

[perspicuity.livejournal.com]

it's only free per year for MA residents iirc?

or if you've been denied credit/etc.

a good indicator of how healthy your credit is... how many credit applications you are mailed as junk mail. a dozen a week means very healthy.

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[darxus.livejournal.com]

No. http://www.ftc.gov/bcp/conline/pubs/credit/freereports.shtm

You can make them stop sending you those credit card offers too.

[feng-huang.livejournal.com]

I think you mean FICO, not FICA. The former is a credit score; the latter is a payroll tax.