Initial cost would also be a consideration - concrete construction is pricier than stick-building, and more so in places like New England where codes don't militate in favor of concrete (Since there are no large building operations driving costs down the way there are in, say, Florida, where codes that require hurricane resistance pretty much force you into building masonry or concrete anyway.)
In follow-up, I'm not necessarily arguing against your position - I live in a place that I chose in part because block-and-plank construction is fireproof, and being on a high floor on a busy street reduces the risk of break-ins. Of course, the place is ugly from the outside, so I don't win 'em all.
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And I don't see why a concrete bunker must be a less pleasant living environment.
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